Term of Use

Notice Regarding Site Usage

All materials posted on this web site are subject to copyrights owned by TDIC Insurance Solutions and other individuals or entities. TDIC Insurance Solutions hereby provides limited permission for the user of this web site to reproduce or reprint for such user's own "personal use," and for such use only, part or all of any document on this web site with respect to which the copyright is held by TDIC Insurance Solutions or a third party, as long as the copyright notice contained in that document or portion thereof is included in such reproduction or reprinting. The permission so granted for "personal use" does not include the right to electronically retransmit or e-mail documents on this web site. All other reproduction, retransmission or reprinting of all or any part of any document found in this web site is expressly prohibited, unless TDIC Insurance Solutions, or other copyright owner of the material, has expressly granted its prior written consent to so reproduce, retransmit or republish the material. All other rights reserved.

NOTICE OF TRADEMARKS

The "TDIC Insurance Solutions" name, logo, and any other marks which are indicated as being a service mark or a trademark, are the exclusive property of TDIC Insurance Solutions, and any use of the names, trademarks, service marks and logos of TDIC Insurance Solutions without TDIC Insurance Solutions' express written permission is prohibited. All other product names mentioned in this web site are the trademarks of their respective owners.

DISCLAIMER NOTICE

TDIC Insurance Solutions is providing information and services on this web site without a warranty of any kind. TDIC Insurance Solutions expressly disclaims any and all warranties, whether express or implied, including, without limitation, any implied warranties of suitability or fitness for a particular purpose. TDIC Insurance Solutions does not warrant that the information and/or services on this web site or linked external web sites are accurate, complete, or will meet your specific requirements and the entire risk as to the accuracy and completeness of the information and performance of the services is with the user.

Although this web site includes links to external web sites, TDIC Insurance Solutions takes no responsibility for the content or information contained on those external web sites, and does not exert any editorial or other control over those external web sites. By providing links to external web sites, TDIC Insurance Solutions does not endorse the products or services offered by such third parties nor does it make any guarantees or warranties with respect to the content thereof. Without the prior written consent of TDIC Insurance Solutions, links to this web site shall not use the trademarks or service marks of TDIC Insurance Solutions and shall not imply or suggest that TDIC Insurance Solutions or its web site supports, endorses, or approves of the linking web site. Frames or other techniques that alter in any way the visual presentation or appearance of this web site are strictly prohibited.

TDIC Insurance Solutions does not exert editorial control over materials that are posted by third parties onto this web site or materials that are e-mailed by third parties to other persons. TDIC Insurance Solutions is not responsible for any material posted by a third party in discussion groups or elsewhere on this web site. TDIC Insurance Solutions specifically disclaims any and all liability for any claims or damages, which may result from posting by third parties.

User agrees that in posting materials in discussion groups or elsewhere on this web site, user will not defame, threaten, or otherwise engage in illegal communications; publish any obscene, lewd or offensive material; advertise any products or services without TDIC Insurance Solutions’ prior written consent; violate the intellectual property rights of others; or, knowingly upload contaminated files. TDIC Insurance Solutions reserves the right, in its sole discretion, to remove any postings or content from this web site.